Businessowners Program

The AE Businessowners Program offers comprehensive small business insurance plans to meet the specific needs of the small business owner. 

In addition to providing property coverage for your building and contents, AE’s Businessowners Program offers liability coverage that is specifically designed to meet your business’ unique liability exposures.  With AE’s small business insurance plans, you will receive affordable, custom protection for your business.

Automatic Coverages available in AE’s small business insurance plans:

  • Accounts Receivable
  • Business Income
  • Computer Coverage
  • Debris Removal
  • Money and Securities
  • Newly Acquired/Constructed Property
  • Outdoor Property/Outdoor Signs
  • Property Damage Liability
  • Property Off Premise/In Transit
  • Valuable Papers

Optional Coverages available in AE’s small business insurance plans:

  • Condominium Commercial Unit Owner
  • Employee Dishonesty
  • Equipment Breakdown Coverage
  • Hired and Non-Owned Auto
  • Identity Theft Recovery
  • Increased Accounts Receivable
  • Increased Money and Securities
  • Increased Valuable Papers
  • Miscellaneous Property
  • Money, Securities and Credit Card Slips
  • Ordinance or Law Coverage
  • Spoilage
  • Water Back Up and Sump Overflow

Professional Liability is available for:

  • Barber and Beauty Shops
  • Funeral Homes
  • Nail Salons
  • Optician
  • Pharmacies
  • Printer Errors and Omission
  • Veterinarian

Optional Liability is available for:

  • Directors and Officers
  • Employment Practices Liability
  • ERISA
  • Liquor Liability

Contact your local independent agent for more information about AE’s Businessowners Program.

Note: This web page offers a brief description of coverages and availability may vary by State.  For exact terms, conditions, exclusions and limitations of coverages, please refer to your policy or contact your local independent agent.