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Description	Company Program	Class Code(s)	General Liability	Property	Commercial Auto	Umbrella	LRO Eligibility & Requirement Code	Comments
Accountants/CPA	65121 / 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Risks primarily engaged in providing accounting services on or off premises. Professional Liability Coverage required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Adult Day Care Centers - Not-For-Profit only	40006	Ineligible	✖	✖	✖	✖	No
Adult Day Care Centers - Other than Not-For-Profit	40005	Ineligible	✖	✖	✖	✖	No
Advertising Agencies/Advertising Specialties	41677	CPP	✔	✔	✔	✔	CPP (1)	Office that prepares ad layouts for brochures, newspapers, magazines and books. Develops prototype for printing. Personal and Advertising Liability excluded. No advertising errors and omissions. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Advertising Sign Companies Outdoor	90089	CPP	✔	✔	✔	✔	CPP (8)	Ineligible - Use of cherry pickers or cranes to hang signs by or above roadways or highways
Air Conditioning Equipment - Dealers or Distributors Only	10010	CPP	✔	✔	✔	✔	CPP (1)
Air Conditioning Systems or Equipment Dealers or distributors and Installation servicing or repair	91111	CPP	✔	✔	✔	✔	CPP (8)
Air Conditioning/Heating Parts and Supplies and Wholesale.	59999 / 10010	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Household, less than 25% rental, no installation.
Airport Runway or Warming Apron - paving or repaving, surfacing, resurfacing or scraping	91125	Ineligible	✖	✖	✖	✖	No
Alarms - security systems - monitoring	91130	Ineligible	✖	✖	✖	✖	No
Alarms and Alarm Systems - installation, servicing or repair	91127	Ineligible	✖	✖	✖	✖	No
Analytical Chemists	91135	Ineligible	✖	✖	✖	✖	No
Answering Services	59999 / 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Telephone answering service providing service for individuals/businesses on a contract basis. No alarm monitoring services contemplated in this class. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Apartment Hotels - less than 4 stories	60015	CPP	✔	✔	✔	✔	CPP (1)	Guest rooms limited to 15% of total units in the apartment building
Apartments	65611	BOP	✔	✔	✔	✔	CPP (1)	5 or more units, less then 5 stories (see Habitational guidelines)
Apartments - Garden	60011	CPP	✔	✔	✔	✔	CPP (1)	single or multiple buildings not exceeding 2 stories in height that have common management, control and community facilities. (see Habitational guidelines)
Apartments	60010	CPP	✔	✔	✔	✔	CPP (1)	other than garden apartments (see Habitational guidelines)
Appliance Distributors - Household Type	57224 / 10010	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Appliance Stores - Household Type	57224 / 10042	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental, less than 25% repair.
Appliances and Accessories - installation, servicing or repair - household	91155	CPP/SKP	✔	✔	✔	✔	CPP (8)	Television or radio receiving set installation or repair shall be separately classified and rated Ineligible: Fire or burglar alarm work Industrial work Gas installation without a license
Appliances and Accessories Installation, servicing or repair - Commercial	91150	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: Gas installation without a license
Appraisal and Inspection Services	65121/ 96317	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Risks that provide inspection/appraisal services for homes and personal property. The premise is visited for the purpose of pictures and a written report of the condition / value of the home. No jewelry or art on insured`s premises. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.Professional liability required, not provided by AE. Claim adjusters not eligible.
Aquariums and Supplies and Wholesale	59997/ 16403	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No other pets; fish only, no dangerous fish.
Architects	61224	CPP	✔	✔	✔	✔	CPP (1)	Provides architectural advise and architectural drawings. Not to include risks engaged in actual construction operations. Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Army and Navy Store	53983/ 10060	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Art Supply Store	12362/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Hobby, Craft or Artists' Supply Stores
Artificial Flowers and Wholesale	53317/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Attorneys / Lawyers - not for profit only	65121/66123	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	See - Lawyers. Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Attorneys / Lawyers - other than not for profit	65121/ 66122	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	See - Lawyers. Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Audio Visual Equipment and Wholesale	59955/ 12391	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including rentals, leasing and repairs, no sound system set up for concerts or banquets; less than 25% rental.
Automobile Dismantling	91190	Ineligible	✖	✖	✖	✖	No
Automobile Parts and Accessories Stores, Distributors and Wholesale	55313/ 10070	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Excluding tires/recaps, less than 15% used auto parts. No junk yards, no parts rebuilding, less than 25% brake drum and rotor turning.
Automobile Quick Lubrication Services	10072	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Radios and Stereos and Wholesale	50111/ 10071	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No installation.
Automobile Renting or Leasing Cos.	60035	Ineligible	✖	✖	✖	✖	No
Automobile Repair: Air Conditioning Systems	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Auto Collision Repair	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Electrical Installation and Repair	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Glass Installation	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Repair or Service Shop	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Transmission Systems	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Automobile Repair: Tune Up and Emissions Testing	10073	Ineligible	✖	✖	✖	✖	CPP (2)
Bagel Shops (No Cooking) and Wholesale	50141/ 12361	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Bagel Shops (With Cooking) and Wholesale	71311/ 11288	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	No deep fat frying. Must comply with NFPA Code 96.
Baked Goods Store (No Cooking)	54606/ 18436	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No on premises consumption; no baking or deep frying on premises.
Baked Goods Store (No Cooking) - Wholesale	71311/ 12361	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Bakeries (Including Deep Fat Frying) and Wholesale	71311/ 18436	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	Must comply with NFPA Code 96.
Bakeries (No Deep Fat Frying) and Wholesale	71311/ 18436	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	Must comply with NFPA Code 96.
Bakeries/Doughnut Shops	09091/ 11288	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	Must comply with NFPA Code 96.
Bakery Plants	71311/ 51315	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	Must comply with NFPA Code 96.
Barber Shops	71332/ 10113 (N/A NY)	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available under BOP. No electrolysis, tanning, hair implants or exercising/slenderizing servies. No spa services.
Bath Accessories and Wholesale	50171/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Beaches - Bathing - Not Commercially Operated	40072	Ineligible	✖	✖	✖	✖	No
Beauty Parlor and Hair Styling Salons	71332/ 10115 (N/A NY)	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available under BOP. No electrolysis, tanning, hair implants or exercising/slenderizing servies. No spa services.
Beauty/Barber Supplies and Wholesale	71952/ 10111	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation-no products sold under insured`s own label; no sales of exercise or tanning equipment, no tanning.
Beverage Distributor - Alcoholic Other Than Beer	59215/ 10140	BOP / CPP	✔	✔	✖	✔	BOP / CPP (2)
Beverage Distributor - Beer or Wine and Wholesale	59215/ 10141	BOP / CPP	✔	✔	✖	✔	BOP / CPP (2)
Beverage Distributor - Non Alcoholic and Wholesale	50481/ 10141	BOP / CPP	✔	✔	✔	✔	BOP / CPP (2)
Beverage Distributor - Non Alcoholic, Beer and Wholesale	59215/ 10141	BOP / CPP	✔	✔	✖	✔	BOP / CPP (2)
Beverage Stores - Liquor and Wine	59215/ 10145	BOP / CPP	✔	✔	✖	✔	BOP / CPP (2)	Liquor Liability required.
Beverage Stores - Soft Drinks and Beer	50481/ 10146	BOP / CPP	✔	✔	✖	✔	BOP / CPP (2)	Liquor Liability required.
Bicycle Stores - Sales and Servicing	10150	Ineligible	✖	✖	✖	✖	No
Bicycles - Rented to Others	10151	Ineligible	✖	✖	✖	✖	No
Billiard or Pool Halls	10160	Ineligible	✖	✖	✖	✖	CPP (5)
Bingo Games - in Public Halls or Theaters - Commercially Operated.	40075	Ineligible	✖	✖	✖	✖	No
Blacksmithing	91200	CPP	✔	✔	✔	✔	CPP (8)	Welding operations shall be separately classified and rated under 99969 Ineligible Any shops not well ventilated Use of old iron that includes lead
Blankets and Bedspreads and Wholesale	18434/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Blasting Operations	91210	Ineligible	✖	✖	✖	✖	No
Boarding or Rooming Houses	61000	Ineligible	✖	✖	✖	✖	CPP (2)	(see Habitational guidelines)
Boat Repair and Servicing	91235	Ineligible	✖	✖	✖	✖	No
Boiler Inspection, Installation, Cleaning or Repair	91250	Ineligible	✖	✖	✖	✖	No
Book and Magazine Stores and Wholesale	59425/ 16527	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No adult book stores.
Bookkeeping Service	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Risk engaged in bookkeeping operations and business records/transactions for others. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Books and Magazine Stores	59425/ 10204	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Boutiques and Wholesale	71961/ 18911	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Bowling Apparel, Accessories, Pro-Shop Incl. Wholesale	56526/ 11127	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Includes ball drilling and trophies.
Bowling Lanes	10220	Ineligible	✖	✖	✖	✖	No
Bridal Shops and Tuxedos Incl. Wholesale	71961/ 11126	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including rentals.
Bridge or Elevated Highway Construction - concrete	91266	Ineligible	✖	✖	✖	✖	No
Bridge or Elevated Highway Construction - iron or steel	91265	Ineligible	✖	✖	✖	✖	No
Building Maintenance Supplies and Wholesale	52114/ 14527	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation. No product sold under insured`s own label.
Building Material Dealer - Secondhand Material	10256	Ineligible	✖	✖	✖	✖	No
Building Structure - raising or moving	91280	Ineligible	✖	✖	✖	✖	No
Buildings or Premises - bank and other financial institutions	61223	CPP	✔	✔	✔	✔	CPP (1)
Buildings or Premises - bank or office - mercantile or manufacturing (lessor's risk only) - maintained by the insured -Not-For-Profit only	61218	CPP	✔	✔	✔	✔	CPP (7)
Buildings or Premises - bank or office - mercantile or manufacturing (lessor's risk only) - Other than Not-For-Profit	65198/ 61212	BOP / CPP	✔	✔	✔	✔	CPP (7)
Buildings or Premises - Bank or Office, Mercantile or Manufacturing - Lessors Risk Only	61216	CPP	✔	✔	✔	✔	CPP (7)
Buildings or Premises - Bank or Office, Mercantile or Manufacturing - Maintained by the Insured - Lessors Risk Only	61217	CPP	✔	✔	✔	✔	CPP (7)
Buildings or Premises - office - Not-For-Profit only	61227	CPP	✔	✔	✔	✔	CPP (1)
Buildings or Premises - office - Other than Not-For-Profit	61226	CPP	✔	✔	✔	✔	CPP (1)
Buildings or Premises - office - premises occupied by employees of the insured - Not-For-Profit only	61225	CPP	✔	✔	✔	✔	CPP (1)
Buildings or Premises - office - premises occupied by employees of the insured - Other than Not-For-Profit	65198/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	If our insured is the building owner and also a tenant, the building and the owners contents must be insured under the same AE policy.
Buildings or Premises - Office, Premises Occupied by Employees of the Insured	61224	CPP	✔	✔	✔	✔	CPP (1)	Habitational exposure acceptable.
Business Forms and Systems - Wholesale	71877/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Cable Installation in Conduits or Subways	91302	Ineligible	✖	✖	✖	✖	No
Cable or Subscription Television Companies	91315	Ineligible	✖	✖	✖	✖	No
Caisson or Cofferdam Work - foundations for buildings	91324	Ineligible	✖	✖	✖	✖	No
Caisson or Cofferdam Work - not foundations for buildings	91325	Ineligible	✖	✖	✖	✖	No
Calculators, Adding Machines and Supplies and Wholesale	57326/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental leasing.
Camera Repair Shops, Stores, and Wholesale	59955/ 10309	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 15% photography, no studio. Burglar Alarm required.
Cameras and Photographic Equipment Stores	59955/ 10309	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 15% photography, no studio. Burglar Alarm required.
Camper or Travel Trailer Sales Agencies	10315	Ineligible	✖	✖	✖	✖	No
Campgrounds or Camps	10331 & 10332	Ineligible	✖	✖	✖	✖	No
Candle Shops Incl. Wholesale	53985/ 13506	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No manufacturing.
Candy and Nut Stores	54446/ 10352	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No manufacturing.
Candy or Confectionery Stores and Wholesale	54446/ 10352	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Car Washes	10367	Ineligible	✖	✖	✖	✖	CPP (2)
Car Washes - Self Serve	10368	Ineligible	✖	✖	✖	✖	CPP (2)
Card Shops and Wholesale	18434/ 13506	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 50% sale of other items.
Carpentry - NOC	91342	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible Structural work for new residential construction
Carpentry Interior	91341	CPP	✔	✔	✔	✔	CPP (8)	Do not use for contractors engaged in any other carpentry operations at the same job or location.
Carpentry residential not exceeding three (3) stories in height	91340	CPP	✔	✔	✔	✔	CPP (8)	Ineligible Tract home construction or custom homes more than four (4) per year Construction over 3 stories Any structural work for any new single family homes where the work is not 100% subcontracted out with proper risk transfer New multi-family residential framing of any kind
Carpentry Shop only	91343	CPP	✔	✔	✔	✔	CPP (8)	Building material dealers (use dealer class) Home improvement stores (use different class) Ineligible: Installation exposures under this code Lumberyards
Carpet Stores Incl. Wholesale	57134/ 12805	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Also see - Floor Covering Stores
Carpet, Rug, Furniture or Upholstery Cleaning - on customers' premises	91405	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Doormat & rug rental and service
Catalog or Premium Coupon Redemption Stores, incl. wholesale	73905/ 11020	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Caterers	11039	Ineligible	✖	✖	✖	✖	CPP (2)
Ceiling or Wall Installation Metal	91436	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: hazardous material abatement
Cellular Telephone Equipment and Supplies and Wholesale	57326/ 12393	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Burglar Alarm required.
Cemeteries	41603/4	Ineligible	✖	✖	✖	✖	No
Ceramic Shops Incl. Wholesale	59999/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Cheese Shops Incl.Wholesale	54516/ 11259	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No manufacturing.
Chimney Cleaning	91481	CPP	✔	✔	✔	✔	CPP (8)	No roofing allowed within this class
China and Glassware and Wholesale	18437/ 13506	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Church Supplies and Wholesale	18434/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Churches or Other Houses of Worship	41650	CPP	✔	✔	✔	✔	CPP (1)
Clay or Shale Digging	91507	Ineligible	✖	✖	✖	✖	No
Cleaners and Laundries Receiving Station (Pick Up Station)	71811	BOP	✔	✔	✔	✔	BOP (1)	No plant on premises.
Cleaning outside surfaces of buildings	91523	CPP	✔	✔	✔	✔	CPP (8)	If the cleaning is done as part of another operation, then those cleaning operations shall be included in the governing classification Ineligible: Sandblasting
Clock and Watch Repair Service	59999/ 91555	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 15% antiques.
Clock and Watch Store Incl. Wholesale	57326/ 14655	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% repair; less than 15% antiques.
Closets and Accessories Stores Incl. Wholesale	53985/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Clothing Manufacturing	51896	CPP	✔	✔	✔	✔	CPP (2)	No children`s clothing.
Clothing or Wearing Apparel Distributors	11126	CPP	✔	✔	✔	✔	CPP (2)
Clothing or Wearing Apparel Stores	71961/ 11127	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Clothing Repair Shops or Tailors (Including Tailoring) and Wholesale	71961/ 18507	BOP / CPP	✔	✔	✔	✔	BOP / CPP (2)
Clothing Shops (Including Tailoring) - Wholesale	57326/ 11127	BOP / CPP	✔	✔	✔	✔	BOP / CPP (2)
Clubs - Country or Golf	11138	Ineligible	✖	✖	✖	✖	No
Clubs - Racquet Sports and Handball	41665	Ineligible	✖	✖	✖	✖	No
Clubs-Civic, Service or Social - Having Buildings or Premises Owned or Leased	41668	Ineligible	✖	✖	✖	✖	CPP (4)
Clubs-Civic, Service or Social - No Buildings or Premises Owned or Leased Except for Office Purposes	41669	Ineligible	✖	✖	✖	✖	CPP (4)
Coffee Break Service and Supplies and Wholesale	50141/ 18435	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No automobile snack services, no vending machines, no catering.
Coins and Stamps Incl. Wholesale	59992/ 11155	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 15% baseball cards.
Collectibles Memorabilia, Stores and Wholesale	59992/ 11155	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No antiques under BOP, less than 15% baseball cards.
Commissary Work	91547	CPP	✔	✔	✔	✔	CPP (8)	Construction class must also be eligible to write the commissary class
Communication Equipment Installation - industrial or commercial	91551	Ineligible	✖	✖	✖	✖	CPP (8)
Community Recreational Facilities - Not Operated by a Governmental Agency	41678	Ineligible	✖	✖	✖	✖	No
Computer Consulting or Programming	41675	CPP	✖	✖	✖	✖	CPP (2)
Computer Data Processing - Time Sharing	43152	CPP	✖	✖	✖	✖	CPP (2)
Computer Parts and Supplies and Wholesale	71921/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Computer Service and Repair	71921/ 91555	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Computer Service or Repair	91555	CPP	✔	✔	✔	✔	CPP (8)	If any sales, class under Computer Stores
Computer Stores and Wholesale	57326/ 11160	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Concrete - Mixed in Transit	51956	Ineligible	✖	✖	✖	✖	No
Concrete Construction	91560	CPP/SKP	✔	✔	✔	✔	CPP (8)	Driveway, Sidewalk or Parking Area Paving or Repaving class under 92215. Ineligible: Road construction and paving Bridge construction Below ground pool construction/guniting Any structural work for new single family homes where the work is not 100% subcontracted out with proper risk transfer
Concrete or Cement Distributing Towers - rented to others - installation, repair or removal operations only	91562	Ineligible	✖	✖	✖	✖	No
Concrete or Plaster Products Manufacturing - Not Structural	51957	Ineligible	✖	✖	✖	✖	No
Concrete Products Manufacturing - Pre-Stressed	51958	Ineligible	✖	✖	✖	✖	No
Concrete Products Manufacturing - Structural	51959	Ineligible	✖	✖	✖	✖	No
Condominium-Office (Association Risk Only)	60999/62000	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Condominium-Residential (Association Risk Only)	69145/ 62003	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Must be 2 units or more to be eligible for BOP or CPP. Must be less then 5 stories to be eligible for BOP.
Conduit Construction for Cables or Wires	91577	Ineligible	✖	✖	✖	✖	No
Construction or Project Manager	41620	Ineligible	✖	✖	✖	✖	No
Consultants - NOC	41677	Ineligible	✖	✖	✖	✖	CPP (2)
Contractors - subcontracted work - in connection with construction, reconstruction, erection or repair - not buildings	91581	CPP/SKP	✔	✔	✖	✔	CPP (8)	Subcontractor cost limited to 20% of sales under SKP, and 50% of sales for CPP
Contractors - subcontracted work - INELIGIBLE CODES in connection with various types of construction, reconstruction, repair or erection	See Comments	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 91582, 91583, 91584, 91585, 91586, 91587, 91588, 91589
Contractors Equipment - cranes, derricks, power shovels and equipment incidental thereto - rented to others with operators	11201	Ineligible	✖	✖	✖	✖	CPP (2)
Contractors Equipment - cranes, derricks, power shovels and equipment incidental thereto - rented to others without operators	11202	Ineligible	✖	✖	✖	✖	CPP (2)
Contractors Equipment - Rented to Others	11201 & 11202	Ineligible	✖	✖	✖	✖	No
Contractors Executive supervisors or executive superintendents	91580	CPP	✔	✔	✖	✔	CPP (8)	Any person who is directly in charge of daily construction operations is not classed as an Executive Supervisor. Such person shall be separately classified and rated under the appropriate contractors classification. If no other classes are covered that includes products/completed operations, then products is not included in the 91580 class
Contractors Permanent Yards	91590	CPP	✔	✔	✔	✔	CPP (8)	Yard cannot be adjacent to, or used exclusively for, a particular job site.
Contractors subcontracted work other than construction-related work	91591	CPP	✔	✔	✖	✔	CPP (8)	Applies to a service (non-construction) contractor that subcontracts all or a portion of his/her non-construction related work to an adequately insured subcontractor. Example: A lawn care service contractor that subs out re-sodding. Subcontractor cost limited to 50% of sales to be eligbile.
Convenience Store (No Gas)	54136/ 18435	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No 24 hour operations. No Sales from Gasoline. No more than 5,000 sq. ft.
Cookie Stand (Includes Muffins)	71311/ 18435	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Includes baking, no other cooking.
Copy Machines and Supplies and Wholesale	50812/ 12391	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Copying or Duplicating Services - Retail	71912/ 11222	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No 24 hour operations.
Cosmetic and Perfume Shops and Wholesale	59991/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No manufacturing or repackaging. No products sold under insured`s own label.
Cosmetic, Hair or Skin Preparation Stores	59991/ 11234	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No manufacturing or repackaging. No products sold under insured`s own label.
Craft Stores Incl. Wholesale	59995/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Crop Spraying - by contractors	91606	Ineligible	✖	✖	✖	✖	No
Dairy Products	54516/ 11258	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Dairy Products Manufacturing	52002	Ineligible	✖	✖	✖	✖	No
Dairy Products or Butter, Egg Stores and Wholesale	54516/ 12361	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Dam or Reservoir Construction	91618	Ineligible	✖	✖	✖	✖	No
Day Care Centers - Not-For-Profit only	41716	Ineligible	✖	✖	✖	✖	CPP (6)
Day Care Centers - Other than Not-For-Profit	41715	Ineligible	✖	✖	✖	✖	CPP (6)
Debris Removal Construction site	91629	CPP	✔	✔	✔	✔	CPP (8)	Salvage operations shall be separately classified and rated
Delicatessens (no cooking)	09071/ 11288	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Delicatessens (With Cooking)	09081/ 11288	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	No delivery. No food sold for consumption on premises. Must conform to NFPA Code 96 for cooking exposure.
Dental Labs	71444/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability required, not offered by AE.
Dentists	65121/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Dental operations include teeth cleaning, filling, root canals, x-rays and incidental extractions. Periodontists and Endodontists may also be included in this class. Not to include Oral Surgeons. Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Department Stores	53127/ 12356	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Dike, Levee or Revetment Construction	91641	Ineligible	✖	✖	✖	✖	No
Distributors - Food or Drink, NOC	12361	CPP	✔	✔	✔	✔	CPP (1)
Distributors - No Food or Drink, NOC	12362	CPP	✔	✔	✔	✔	CPP (1)
Door Window or Assembled Millwork Dealer and Wholesaler	74411/ 10257	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No installation.
Door, Window or Assembled Millwork Installation Metal	91746	CPP	✔	✔	✔	✔	CPP (8)	The installation, service or repair of doors or windows not metal shall be classified as "Carpentry".
Doughnuts (No Cooking)	09091/ 18435	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No delivery.
Doughnuts (No Cooking) - Wholesale	09091/ 12361	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Doughnuts (On Premises Cooking) and Wholesale	09091/ 18435	BOP / CPP	✔	✔	✔	✔	BOP / CPP (3)	Must conform to NFPA Code 96 for cooking exposure. No delivery.
Drafting Supplies and Wholesale	59995/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No blueprint services.
Draftsmen	91805	Ineligible	✖	✖	✖	✖	CPP (8)
Draperies and Curtains - Ready and Custom Made	18434/ 12510	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Dredging classes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 92053, 92054, 92055
Drilling - other than water	92101	Ineligible	✖	✖	✖	✖	No
Drilling - water	92102	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: Oil or gas well drilling New Ventures Drill rigs not eligible for Commercial Auto
Driveway, Parking Area or Sidewalk - paving or repaving	92215	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Road Construction or paving Filling or grading of land (unless within this class) Bridge construction Earth or rock excavation
Drugstores - No Table or Counter Service for Beverage or Food.	59116/ 12374	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Druggists Professional Liability Coverage is available. No rental of medical equipment. No cooking. No compounding of drugs. No products sold under the insured's lable. Also see Pharmacies. Do not offer HNOA Liability coverage or Symbols 1, 8 or 9 under commercial auto).
Drugstores - Wholesale	12373	Ineligible	✖	✖	✖	✖	CPP (2)
Drugstores NOC	59116/ 12375	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Druggists Professional Liability Coverage is available. No rental of medical equipment. No cooking. No compounding of drugs. No products sold under the insured's lable. Also see Pharmacies. Do not offer HNOA Liability coverage or Symbols 1, 8 or 9 under commercial auto).
Dry Cleaning Stores and Laundry	14733	CPP	✔	✔	✔	✔	CPP (2)	No 24 hour operations. Must be attended.
Drywall or Wallboard Installation	92338	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Hazardous material abatement
Dwelling - four family (lessors risk)	63013	CPP	✔	✔	✔	✔	CPP (1)
Dwelling - four family (lessors risk)	6514	BOP	✔	✔	✔	✔	BOP (1)	Only available in RI & MA and in NY under AE only
Dwelling - one family (lessors risk)	63010	CPP	✔	✔	✔	✔	CPP (1)	Eligible when part of a larger property schedule. See Habitational Guidelines.
Dwelling - three family (lessors risk)	63012	CPP	✔	✔	✔	✔	CPP (1)
Dwelling - three family (lessors risk)	65144	BOP	✔	✔	✔	✔	BOP (1)	Only available in RI & MA and in NY under AE only
Dwelling - two family (lessors risk)	63011	CPP	✔	✔	✔	✔	CPP (1)	Eligible when part of a larger property schedule. See Habitational Guidelines.
Educational Material Incl. Wholesale	50812/ 15607	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Electrical Apparatus Installation, servicing or repair	92451	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: No power line construction Installation of alarms or alarm systems and auxiliary apparatus
Electrical Equipment and Supplies and Wholesale	18437/ 12391	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No transformers, no used or rebuilt parts, no rentals, products must be U.L. listed; no power tool sales.
Electrical Parts and Accessories	59999/ 13716	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental, products must be U.L. listed.
Electrical Work - within buildings	92478	CPP/SKP	✔	✔	✔	✔	CPP (8)	Computer line installation is to be classified as 91551. Ineligible: Work on power lines Industrial work Installation of alarms or alarm systems and electrical machinery or auxiliary apparatus
Electroplating	52547	Ineligible	✖	✖	✖	✖	No
Elevator or Escalator Inspecting, Installation, Servicing or Repair	92593	Ineligible	✖	✖	✖	✖	No
Embroidery and Wholesale	71961/ 12509	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including screen printing, no garment contracting.
Employment Agencies	43200	Ineligible	✖	✖	✖	✖	CPP (2)
Engineers or Architects-Consulting - Not Engaged in Actual Construction	92663	Ineligible	✖	✖	✖	✖	CPP (8)
Engraving and Photoengraving Services	71842/ 52660	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Entertainment Performed on Others' Premises	43215	Ineligible	✖	✖	✖	✖	No
Equipment, Fixtures or Supplies - For Bars, Hotels, Offices, Restaurants or Stores -Distributors	12467	CPP	✔	✔	✔	✔	CPP (1)	Ineligible: Sale of fire Suppression systems
Excavation	94007	Ineligible	✖	✖	✖	✖	CPP (8)
Exhibition or Convention Buildings - Not-For-Profit only	63216	Ineligible	✖	✖	✖	✖	No
Exhibition or Convention Buildings - Other than Not-For-Profit	63215	Ineligible	✖	✖	✖	✖	No
Express Companies	94099	Ineligible	✖	✖	✖	✖	CPP (8)
Fabric Stores Incl. Wholesale	56311/ 12509	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 10% upholstery.
Farm Machinery Operations - by contractors	94225	Ineligible	✖	✖	✖	✖	No
Feed Manufacturing, NOC	53001	Ineligible	✖	✖	✖	✖	No
Feed, Grain or Hay Dealers	12583	Ineligible	✖	✖	✖	✖	No
Fence Dealers	12651	Ineligible	✖	✖	✖	✖	CPP (2)
Fence Erection Contractors	94276	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Razor or barbed wire fencing Penal work Highway guard rails Electric fencing Concrete site fencing
Fire Departments - Volunteer	43551	Ineligible	✖	✖	✖	✖	No
Fire Extinguishers - servicing, refilling or testing	94304	Ineligible	✖	✖	✖	✖	No
Fire Suppression Systems -installation, servicing or repair	94381	Ineligible	✖	✖	✖	✖	CPP (8)
Fireproofing - structures	94404	Ineligible	✖	✖	✖	✖	CPP (8)
Fishing Tackle Dealers and Wholesale	59526/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No guns, no outfitters, no rental of boats.
Floor Covering Installation - not ceramic tile or stone	94569	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ceramic tile or stone installation should be separately classified and rated as Tile, Stone, Marble, Mosaic or Terrazzo Interior - 99746.
Floor Covering Stores, Distributors and Wholesale	50351/ 12797	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% Oriental or Persian rugs, less than 25% carpet sales, less than 25% installation. No wholesale. Also see Carpet Stores.
Floor Waxing	94590	Ineligible	✖	✖	✖	✖	CPP (8)
Florists	59685/ 12841	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including greenhouses. No wholesale.
Food Products Manufacturing	Various	Ineligible	✖	✖	✖	✖	No
Formal Wear and Costumes - Rented to Others	12927	CPP	✔	✔	✔	✔	CPP (1)
Frozen Food Distributors	13049	CPP	✔	✔	✔	✔	CPP (1)	Refrigerated trucks not eligible for Commercial Auto
Fruit or Vegetable Dealers and Distributors	13111	CPP	✔	✔	✔	✔	CPP (1)	Refrigerated trucks not eligible for Commercial Auto
Fuel Dealers or Distributors - Coal or Wood	13201	Ineligible	✖	✖	✖	✖	No
Fuel Oil or Kerosene Dealers	13204	Ineligible	✖	✖	✖	✖	No
Fuel Oil or Kerosene Distributors	13205	Ineligible	✖	✖	✖	✖	No
Funeral Homes or Chapels	71865/ 43889	Ineligible	✖	✖	✖	✖	No
Furniture Manufacturing or Assembling - Infants	53731	Ineligible	✖	✖	✖	✖	No
Furniture Manufacturing or Assembling - Other than Wood	53732	Ineligible	✖	✖	✖	✖	No
Furniture Manufacturing or Assembling - Wood	53733	Ineligible	✖	✖	✖	✖	No
Furniture or Fixtures Installation in offices or stores Portable metal or wood	95124	CPP	✔	✔	✔	✔	CPP (8)	Any sales class under a furniture store code Ineligible: Woodwork stripping or refinishing
Furniture or Woodwork Stripping, Refinishing or Repairing - Shop Only	53734	Ineligible	✖	✖	✖	✖	No
Furniture Stores	13357	Ineligible	✖	✖	✖	✖	CPP (2)
Garbage, Ash or Refuse Collecting	95233	Ineligible	✖	✖	✖	✖	No
Gas Companies	95305	Ineligible	✖	✖	✖	✖	No
Gas Companies - natural gas - local distribution	95306	Ineligible	✖	✖	✖	✖	No
Gas Mains or Connections Construction	95310	Ineligible	✖	✖	✖	✖	No
Gasoline or Oil Supply Station - Retail - Lessors Risk Only	44009	Ineligible	✖	✖	✖	✖	No
Gasoline Stations	13453-5	Ineligible	✖	✖	✖	✖	No
Geophysical Exploration - other	95357	Ineligible	✖	✖	✖	✖	No
Geophysical Exploration - seismic method	95358	Ineligible	✖	✖	✖	✖	No
Gift Shops Incl. Wholesale	59994/ 13506	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Glass and Mirror Dealers	57155/ 13590	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No automobile glass. Less than 25% installation. No wholesale.
Glass Dealers and Glaziers	13590	CPP	✔	✔	✔	✔	CPP (1)
Golf Courses - Miniature	44069	Ineligible	✖	✖	✖	✖	No
Golf Courses - Municipal or Public - Not Golf or Country Clubs	44070	Ineligible	✖	✖	✖	✖	No
Golf Driving Ranges	44071	Ineligible	✖	✖	✖	✖	No
Golf Equipment, Supplies and Wholesale	59526/ 18205	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No driving ranges, less than 25% repair or custom club making. No cart rental.
Golf Mobiles - Loaned or Rented to Others	44072	Ineligible	✖	✖	✖	✖	No
Governmental Municipalaties or Counties	44100-13	Ineligible	✖	✖	✖	✖	CPP (2)
Grading of Land	95410	Ineligible	✖	✖	✖	✖	CPP (8)
Grain Elevator Operations	95455	Ineligible	✖	✖	✖	✖	No
Greenhouse Erection	95487	CPP	✔	✔	✔	✔	CPP (8)	Avoid large wholesale greenhouse construction. Solar energy classed under 99080
Grocery Stores NOC (No Gasoline)	12797/ 13673	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Up to 5,000 sq. and $500,000 in sales.
Guniting or Shot-crete	95505	Ineligible	✖	✖	✖	✖	No
Gunsmiths	95620	Ineligible	✖	✖	✖	✖	No
Halls - other than not for profit	44276	Ineligible	✖	✖	✖	✖	CPP (4)
Handyperson	95625	CPP	✔	✔	✔	✔	CPP (8)	Does not apply to risks that do roofing work, other than incidental patching performed while on the premises in connection with other non-roofing work being performed at the same premises.
Hardware and Tool Distributors	13715	CPP	✔	✔	✔	✔	CPP (1)
Hardware Stores	52512/ 13716	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental; no firearms.
Hazardous Material Contractors	95630	Ineligible	✖	✖	✖	✖	No
Health Care Facilities - Convalescent or Nursing Homes	44422	Ineligible	✖	✖	✖	✖	No
Health Food Stores and Wholesale	54127/ 12361	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No products sold under insured`s own label, no mixing or blending - or exclude Products
Health or Exercise clubs or Facilities - Commercially Operated	44311	Ineligible	✖	✖	✖	✖	No
Health or Natural Food Stores	54127/ 13720	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No products sold under insured`s own label, no mixing or blending.
Hearing Aid Service	59974/ 13759	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available. No wholesale.
Heating or Combined Heating and Air Conditioning Equipment Dealers or Distributors Only	13930	Ineligible	✖	✖	✖	✖	CPP (2)
Heating or Combined Heating and Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair - no liquefied petroleum gas (LPG) equipment sales or work	95647	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Rigging (placement of roof top units with cranes) Asbestos abatement/handling Commercial, institutional, or industrial boiler work High pressure steam boiler work LPG, butane or propane gas work
Heating or Combined w/AC install/service/repair	95648	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Risked engaged in the sales and installation, servicing or repair of heating or combined heating and air conditioning systems or equipment if none of such systems or equipment uses LPG as an energy source. Pressure boilers Any use of cranes by the insured or by others on their behalf without proper risk transfer
Hobby Shops, Crafts, Artists Supply stores and Wholesale	59995/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 15% baseball cards.
Home Furnishings Incl. Wholesale	57224/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Home Improvement Centers Incl. Wholesale	10257/ 14279	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No Lumberyards. Less than 15% lumber sales, no installation.
Hosiery and Wholesale	56313/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Hotels and Motels-Less than 4 Stories - Lessors Risk Only	45192	Ineligible	✖	✖	✖	✖	No
Hotels and Motels-More than 4 Stories - Lessors Risk Only	45193	Ineligible	✖	✖	✖	✖	No
Hotels and Motels-With Pool or Beaches - Less than 4 Stories	45190	Ineligible	✖	✖	✖	✖	No
Hotels and Motels-With Pool or Beaches - More than 4 Stories	45191	Ineligible	✖	✖	✖	✖	No
House Furnishings Installation	96053	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Furniture/household moving Alarm installation Furniture repair use 53734 Appliance installation
Hunting Preserves	45225	Ineligible	✖	✖	✖	✖	No
Ice Cream Shops (No Cooking)	54516/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Ice Dealers and Distributors	54516/ 14405	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Refrigerated trucks not eligible for Commercial Auto
Importers	55210	Ineligible	✖	✖	✖	✖	CPP (2)
Inspection and Appraisal Companies - Inspecting for Insurance Valuation	65121/ 96317	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability required, not offered by AE.
Instrument Manufacturing - Analytical, Calibrating, Measuring, Testing or Recording	55647	Ineligible	✖	✖	✖	✖	No
Instrument Manufacturing - Control	55648	Ineligible	✖	✖	✖	✖	No
Instrument Manufacturing, NOC	55649	Ineligible	✖	✖	✖	✖	No
Insulation Material Mfg.	55715 thru 18	Ineligible	✖	✖	✖	✖	No
Insulation Work - mineral	96410	Ineligible	✖	✖	✖	✖	CPP (8)
Insulation Work - organic or plastic in solid state	96409	Ineligible	✖	✖	✖	✖	CPP (8)
Insulation Work - plastic	96408	Ineligible	✖	✖	✖	✖	CPP (8)
Insurance Agents	65121/ 45334	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Interior Decorators	96611	CPP/SKP	✔	✔	✔	✔	CPP (8)	Class does not contemplate any construction, installation, or repair work.
Internet Auctions	16751	Ineligible	✖	✖	✖	✖	CPP (2)
Internet Retailers	16750	Ineligible	✖	✖	✖	✖	CPP (2)
Internet Service Providers	47610	Ineligible	✖	✖	✖	✖	CPP (2)
Irrigation or Drainage System Construction	96702	Ineligible	✖	✖	✖	✖	No
Irrigation Works Operations	96703	Ineligible	✖	✖	✖	✖	No
Janitorial Services	96816	Ineligible	✖	✖	✖	✖	No
Janitorial Supplies, Distributors and Wholesale	50651/ 14527	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No products sold under insured`s own label, no mixing or blending, less than 15% rentals.
Jetty or Breakwater Construction	96872	Ineligible	✖	✖	✖	✖	No
Jewelry Manufacturing	55802	Ineligible	✖	✖	✖	✖	No
Jewelry Stores or Distributors	14655	Ineligible	✖	✖	✖	✖	CPP (2)
Junk Dealers	45380	Ineligible	✖	✖	✖	✖	No
Kennels - Breeding, Boarding or Sales	45450	Ineligible	✖	✖	✖	✖	No
Kitchen Accessories Incl. Wholesale	50081/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation; no major appliance sales.
Labor Union Offices	65007	Ineligible	✖	✖	✖	✖	CPP (2)
Ladies Accessories Incl. Wholesale	56319/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Lamps and Lampshades Incl. Wholesale	57224/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Land Occupied by Persons Other Than the Insured for Business Purposes - Lessors Risk Only	45539	Ineligible	✖	✖	✖	✖	No
Landscape Gardening	97047	CPP/SKP	✔	✔	✔	✔	CPP (8)	Lawn sprinkler installation class under residential plumbing class 98483, for lawn care services use 97050 Ineligible: No excavation Tree care (arbor services) Snowplowing
Laundries/Dry Cleaning - Self Service	14731	Ineligible	✖	✖	✖	✖	CPP (2)
Laundry and Dry Cleaning or Dyeing Receiving Stations	71811/14732	BOP / CPP	✔	✔	✔	✔	BOP / CPP (2)	No 24 hour operations. Must be attended.
Laundry and Dry Cleaning Stores	14733	CPP	✔	✔	✔	✔	CPP (2)	No 24 hour operations. Must be attended.
Laundry Rental Service	14734	CPP	✔	✔	✔	✔	CPP (1)
Lawn and Garden Supplies Incl. Wholesale	59698/ 15063	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No rental, no repairs, less than 10% lawnmower or snow blower sales. No sale of fertilizer, pesticides or seed under insured`s own label.
Lawn Care Services	97050	CPP	✔	✔	✔	✔	CPP (8)	For landscape gardening use 97047 Lawn sprinkler installation class under residential plumbing class 98483 Ineligible: Excavation Tree care (arbor services) Snowplowing
Leather Goods Repair, Store Incl. Wholesale	56992/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Libraries	66309	CPP	✔	✔	✔	✔	CPP (1)	Not municipal.
Lighting Fixtures and Wholesale	57224/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation, products must be U.L. listed.
Linens - Household and Wholesale	18434/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Linoleum Dealers	57134/ 12797	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Liquor and Wine Stores	59215/ 10145	BOP / CPP	✔	✔	✔	✔	BOP / CPP (2)	Liquor Liability required.
Lithographers Including Supplies	71855/ 14101	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Locksmiths	52512/ 14913	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No alarm installation or repair.
Logging and Lumbering	97111	CPP	✔	✔	✖	✔	CPP (8)	Ineligible: Coverage for property damage due to fire or property damage, however caused, to any vehicle while being loaded or unloaded. Use Exclusion Logging And Lumber Operations Endorsement CG 22 54. Saw or planing and mill operations Applicants responsible for preventing trespassing and vandalism
Luggage Stores and Wholesale	59999/ 12362	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% repair.
Lumberyards	45819	Ineligible	✖	✖	✖	✖	No
Machine Shop, NOC	97220	CPP	✔	✔	✔	✔	CPP (8)	No Products.
Machinery or Equipment - farm - installation, servicing, repair or erection	97221	Ineligible	✖	✖	✖	✖	No
Machinery or Equipment - industrial - installation, servicing or repair	97222	Ineligible	✖	✖	✖	✖	No
Machinery or Equipment - installation, servicing or repair	97223	Ineligible	✖	✖	✖	✖	No
Machinery or Equipment Dealers	15060 thru 3	Ineligible	✖	✖	✖	✖	No
Mail Box or Packaging Stores	15070	CPP	✔	✔	✔	✔	CPP (1)
Mail Order House	59999/ 45900	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No tools, no sporting goods, no adult books or magazines, no drugs
Mailing and Addressing Companies	45937	Ineligible	✖	✖	✖	✖	CPP (2)
Manufacturers Representatives	45993	Ineligible	✖	✖	✖	✖	CPP (2)
Marine Appraisers or Surveyors	97308	Ineligible	✖	✖	✖	✖	CPP (8)
Market Research Firms	47366	Ineligible	✖	✖	✖	✖	CPP (2)
Markets - Open Air or Not Open Air	15119	Ineligible	✖	✖	✖	✖	No
Masonry	97447	CPP/SKP	✔	✔	✔	✔	CPP (8)	Use Concrete class 91560 for poured concrete
Maternity Shops and Wholesale	56319/ 11126	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Mausoleums	46004	CPP	✔	✔	✔	✔	CPP (2)
Meat, Fish or Poultry or Seafood Stores Incl. Wholesale	54216/ 13049	BOP / CPP	✔	✔	✖	✔	BOP / CPP (1)	No cooking. Refrigerated trucks not eligible for Commercial Auto.
Medical Billing Services	65121/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Provides billing services to medical and professional offices on a contract basis. Collection agencies/operations are not eligible. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Medical Offices - Not Dental, Medical or X-Ray Labs, Opticians or Veterinarians	65121/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Medical offices where the operations on premises do not include: Ambulance services, short or long term rehabilitation, on Call Office Centers or other offices that are staffed on a twenty four hour basis, Inpatient/Outpatient Surgical Procedures, Physical Therapy services, ambulatory Centers, Emergency/Urgent Care, holistic health Centers. Professional Liability available for Hearing Aid and Opticians. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Medical or X-Ray Labs	71444/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability required, not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Medical, Hospital and Surgical Equipment and Supplies - Rented to Others	15300	Ineligible	✖	✖	✖	✖	CPP (2)
Medical, Hospital and Surgical Supplies - Stores	15314	Ineligible	✖	✖	✖	✖	CPP (2)
Metal Dealers or Distributors - All	15404 & 15405	Ineligible	✖	✖	✖	✖	No
Metal Erection - ineligible classes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 97651, 97652, 97653, 97654, 97655
Metal Erection Decorative or artistic	97650	Ineligible	✔	✔	✔	✔	CPP (8)	Ineligible: If window guards are sold, repaired, or installed
Metal Goods Manufacturing - Stamping - Not Signs	56912	Ineligible	✖	✖	✖	✖	No
Metal Goods Manufacturing, NOC	56911	Ineligible	✖	✖	✖	✖	No
Metal Heat Processing	56913	Ineligible	✖	✖	✖	✖	No
Metal Works - Shop - Decorative or Artistic	59914	Ineligible	✖	✖	✖	✖	No
Metal Works - Shop - Structural - Load Bearing	59915	Ineligible	✖	✖	✖	✖	No
Metal Works - Shop - Structural - Not Load Bearing	59916	Ineligible	✖	✖	✖	✖	No
Microfilming Service, Equipment and Supplies	71888/ 11222	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Milk Depots or Dealers	57001	Ineligible	✖	✖	✖	✖	No
Milk Processing	57002	Ineligible	✖	✖	✖	✖	No
Mining	98002	Ineligible	✖	✖	✖	✖	No
Mining - surface	98003	Ineligible	✖	✖	✖	✖	No
Miscellaneous Office	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Mobile Home Parks or Courts	46202	Ineligible	✖	✖	✖	✖	No
Mobile Home Sales Agencies	15488	Ineligible	✖	✖	✖	✖	No
Model Homes	46362	Ineligible	✖	✖	✖	✖	No
Mortgage Brokers	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Office exposure only. Professional Liability required not offered by AE. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Motion Pictures - Ineligible classes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 98090, 98091, 98092
Museums - Not-For-Profit only	46427	Ineligible	✖	✖	✖	✖	CPP (2)
Museums - Other than Not-For-Profit	46426	Ineligible	✖	✖	✖	✖	CPP (2)
Music Stores - Pre-Recorded	16676	CPP	✔	✔	✔	✔	CPP (1)
Musical Instrument Manufacturing	57257	Ineligible	✖	✖	✖	✖	No
Musical Instrument Stores, Repair and Wholesale	57334/ 15538	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including lessons, rentals. Less than 25% repairs.
Nail Salons	71952/ 15600	Ineligible	✖	✖	✖	✖	BOP / CPP (2)
Net Manufacturing, NOC	57410	Ineligible	✖	✖	✖	✖	No
Newspaper or Magazine Distributor	15607	CPP	✔	✔	✔	✔	CPP (1)
Newsstands	59935/ 15608	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Night Clubs, Cabarets and Comedy Clubs	15656	Ineligible	✖	✖	✖	✖	No
Nurseries and Wholesale	15063/ 15699	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No mixing or blending of herbicides or pesticides. No mixing of fertilizer for sale; no landscaping.
Office Buildings - Lessor's Risk Only	61217	CPP	✔	✔	✔	✔	CPP (7)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Office Furniture, Equipment Incl. Wholesale	50925/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	See also Furniture and Fixtures. Less than 25% repair, less than 10% used, no refinishing; less than 25% rental, less than 25% installation. No wholesale.
Office Machines and Equipment	50691/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation, less than 25% rental, Class 3.
Office Machines Manufacturing	57572	Ineligible	✖	✖	✖	✖	No
Office Machines or Appliances - installation, inspection, adjustment or repair	98111	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Manufacturing or process control workHospitals or emergency facilities Fire or burglar monitoring Computer consulting work
Office Supplies	59999/ 18335	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation. No wholesale.
Oil or Gas - Ineligible Codes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 98150 thru 98164
Optical Goods Stores, Service and Repair	59954/ 15839	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Opticians	65121/ 66561	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available as an option.
Orchards and Vineyards - operation by contractors	98257	Ineligible	✖	✖	✖	✖	No
Paint, Wallpaper, Wall Covering Stores Incl. Wholesale	52322/ 15991	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Painting - exterior - buildings or structures - exceeding three stories in height	98303	Ineligible	✖	✖	✖	✖	CPP (8)
Painting - exterior - buildings or structures - three stories or less in height	98304	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Bridge work Traffic and road marking Sand blasting or burn operations Rental of scaffolding to othersLead paint abatement
Painting - interior - buildings or structures	98305	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Rental of scaffolding to others Lead paint abatement
Painting - oil or gasoline tanks	98306	Ineligible	✖	✖	✖	✖	No
Painting - ship hulls	98307	Ineligible	✖	✖	✖	✖	No
Painting - steel structures or bridges	98309	Ineligible	✖	✖	✖	✖	No
Painting Shop Only	98308	CPP	✔	✔	✔	✔	CPP (8)
Painting, Picture or Frame Stores	59999/ 15993	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Paper Goods Manufacturing	57725	Ineligible	✖	✖	✖	✖	No
Paper Products Distributors	59435/ 16005	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Paperhanging	98344	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible: Rental of scaffolding to others Lead paint abatement
Parades	46590	Ineligible	✖	✖	✖	✖	No
Parking - public - not open air	46603	CPP	✔	✔	✖	✔	CPP (7)	Parking eligible only if part of an insured risk with building coverage.
Parking - public - open air	46604	CPP	✔	✔	✖	✔	CPP (7)	Parking eligible only if part of an insured risk with building coverage.
Parking - public - shopping centers - maintained by lessee (lessor's risk only)	46606	Ineligible	✖	✖	✖	✖	No
Parking - public - shopping centers - maintained by the insured (lessor's risk only)	46607	Ineligible	✖	✖	✖	✖	No
Parks and Playgrounds	46671	Ineligible	✖	✖	✖	✖	No
Party Supplies (Paper) and Wholesale	59435/ 16005	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No rentals of chairs, tables, tents or other equipment.
Pattern Manufacturing - All	57808 thru 10	Ineligible	✖	✖	✖	✖	No
Pest Control Services	43470	Ineligible	✖	✖	✖	✖	CPP (2)
Pet Grooming Services	16402	CPP	✔	✔	✔	✔	BOP / CPP (1)	No kennels, no boarding, no breeding. Professional Liability is required not offered by AE. Commercial Auto: Mobile operations or animal transport are INELIGIBLE
Pet Stores and Wholesale	59997/ 16403	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Also see Aquariums and Supplies. No Kennels, less than 25% grooming, no boarding, no breeding.
Pet Supplies, Foods, and Wholesale	59997/ 16403	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Also see Aquariums and Supplies. No Pet Shops.
Pharmacies	59116/ 12374	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Druggists Professional Liability Coverage is available. No rental of medical equipment. No cooking. No compounding of drugs. No products sold under the insured's lable. Also see Drug Stores. Do not offer HNOA Liability coverage or Symbols 1, 8 or 9 under commercial auto).
Photo Equipment ,Supplies and Wholesale	59955/ 10309	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Photo Finishing Laboratories	59955/ 57997	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No studio.
Photocopying	71837/ 11222	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No 24 hour operations.
Photographers	71899/ 16471	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Photographers (Including Studios)	71899/ 16471	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No aerial work.
Photographic Equipment Repair Shops	59995/ 91555	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Piano Tuning	98405	CPP	✔	✔	✔	✔	CPP (8)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Picnic Grounds - Commercially Operated	46773	Ineligible	✖	✖	✖	✖	No
Picture Frame Shops and Wholesale	59999/ 15993	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Pile Driving - Ineligible classes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 98413, 98414, 98415
Pipeline Construction - gas	98423	Ineligible	✖	✖	✖	✖	No
Pipeline Construction - oil	98425	Ineligible	✖	✖	✖	✖	No
Pipeline Construction - other	98424	Ineligible	✖	✖	✖	✖	No
Pipeline Construction - slurry - nonflammable mixtures	98426	Ineligible	✖	✖	✖	✖	No
Pipelines - operation - gas	98427	Ineligible	✖	✖	✖	✖	No
Pipelines - operation - oil	98429	Ineligible	✖	✖	✖	✖	No
Pipelines - operation - other	98428	Ineligible	✖	✖	✖	✖	No
Pipelines - operation - slurry - nonflammable mixtures	98430	Ineligible	✖	✖	✖	✖	No
Pizza Shops (Ovens Only)	09201/ 16900	BOP / CPP	✔	✔	✖	✔	BOP / CPP (3)	Risk must not have any cooking equipment other than ovens, stoves (no frying), microwaves or steam tables. Risk must not provide table service. No alcoholic beverages sold/served. Must comply with NFPA Code 96. Hired and Non-Owned Auto coverage is not available.
Pizza Shops (With Cooking & Deep Frying)	09211/ 16900	BOP / CPP	✔	✔	✖	✔	BOP / CPP (3)	Risk may have cooking equipment including grills, fryers, etc. Risk must not provide table service. No alcoholic beverages sold/served. Must comply with NFPA Code 96.
Plant Services	15063/ 49840	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including rental and maintenance.
Plant Shops	15063/ 15699	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No wholesale.
Plant Shops - Wholesale	15699	Ineligible	✖	✖	✖	✖	CPP (2)
Plaque shops and Wholesale	59996/ 18911	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Includes engraving.
Plastering or Stucco Work	98449	CPP/SKP	✔	✔	✔	✔	CPP (8)	Ineligible Exterior work over 3 stories EFIS and/or synthetic stucco
Plastic or Rubber Supply Goods Distributors	16501	Ineligible	✖	✖	✖	✖	CPP (2)
Plumbing - residential or domestic	98483	CPP/SKP	✔	✔	✔	✔	CPP (8)	7 employees or less should be written in the SKP program. Must be licensed
Plumbing Commercial and industrial	98482	CPP	✔	✔	✔	✔	CPP (8)	Industrial work - Ineligible
Plumbing Fixtures Manufacturing	58095	Ineligible	✖	✖	✖	✖	No
Plumbing Supplies and Fixtures Dealers and Distributors	16527	CPP	✔	✔	✔	✔	CPP (1)
Plumbing Supply Store	59999/ 16527	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation and rental; less than 15% used parts. No wholesale.
Prefabricated Building Erection	98502	Ineligible	✖	✖	✖	✖	No
Printers	71912/ 16588	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available. No 24 hour operations.
Printers or Electrotypers Supplies Distributor	59999/ 16588	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Printing Supplies	59999/ 10309	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Produce Handling or Packing	16604	Ineligible	✖	✖	✖	✖	No
Professional and Trade Associations - No Buildings or Premises Owned or Leased Except as Offices	46882	Ineligible	✖	✖	✖	✖	CPP (2)
Quarries	98555	Ineligible	✖	✖	✖	✖	No
Race Tracks or Racing	46912	Ineligible	✖	✖	✖	✖	No
Racquet Sports and Handball Facilities - Commercially Operated	16670	Ineligible	✖	✖	✖	✖	No
Radio and TV Stores Incl. Wholesale	57326/ 12393	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental and repair. No wholesale. Burglar alarm required
Radio or TV Broadcasting Stations - Not-For-Profit only	98598	Ineligible	✖	✖	✖	✖	CPP (8)
Radio or TV Broadcasting Stations - Other than Not-For-Profit	98597	CPP	✖	✖	✖	✖	CPP (8)
Railroad - Ineligible classes	various	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 98621, 98622, 98623, 98624
Real Estate Agents	65121/47050	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Designated Premise endorsement must stay on the policy, and account must have professional liability coverage. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Real Estate Development Property	47051	Ineligible	✖	✖	✖	✖	No
Real Estate Property Managed	47052	Ineligible	✖	✖	✖	✖	No
Records, Tapes and CDS and Wholesale	57338/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Excluding video tape rentals.
Recreational Vehicle Dealers	16694	Ineligible	✖	✖	✖	✖	No
Recycling Collection Centers	47145	Ineligible	✖	✖	✖	✖	No
Refrigeration Equipment Dealers and Distributors Only - Commercial	47146	CPP	✔	✔	✔	✔	CPP (1)
Refrigeration Equipment Dealers NOC and Wholesale	59983/ 16705	BOP / CPP	✔	✔	✔	✔	CPP (1)	Household, less than 25% installation and commercial, less than 25% installation.
Refrigeration Systems or Equipment - dealers and distributors and installation, servicing or repair - commercial	98636	CPP/SKP	✔	✔	✔	✔	CPP (8)
Religious Goods Stores and Wholesale	59999/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Remodelers	94444	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: If expansion of original footprint of the structure is more than 25% - not eligible as a Remodeler If Roofing is > 15% of total payroll not eligible as a remodeler - classify as a roofer
Renovating - outside surfaces of buildings	98640	Ineligible	✖	✖	✖	✖	CPP (8)
Rental Stores - All	16722	Ineligible	✖	✖	✖	✖	CPP (2)
Restaurant or Bar Supplies and Wholesale	50813/ 12467	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental, no refurbishing or used appliances, less than 25% installation.
Restaurants Bring Your Own Alcohol with no sale of alcoholic beverages with table service	16905	CPP	✔	✔	✔	✔	CPP (3)	Must comply with NFPA Code 96. Must have 3 years in business. No 24 hour exposures. No seasonal exposures. Commercial Auto Must schedule owned vehicles under Symbol 7. Other symbols not available. No delivery, or off premise catering.
Restaurants Bring Your Own Alcohol with no sale of alcoholic beverages without table service with seating	16906	CPP	✔	✔	✔	✔	CPP (3)	Must comply with NFPA Code 96. Must have 3 years in business. No 24 hour exposures. No seasonal exposures. Commercial Auto Must schedule owned vehicles under Symbol 7. Other symbols not available. Delivery, or off premise catering.
Restaurants No sale of alcohoic beverage, table service	16900	CPP	✔	✔	✔	✔	CPP (3)	Must comply with NFPA Code 96. Must have 3 years in business. No 24 hour exposures. No seasonal exposures. Commercial Auto Must schedule owned vehicles under Symbol 7. Other symbols not available. No delivery, or off premise catering. No BYOB.
Restaurants with Liquor Sales Greater Than 30% With Dance Floor	16915	Ineligible	✖	✖	✖	✖	CPP (5)	Must comply with NFPA Code 96. TIPS program in place. Must have 3 years in business. No 24 hour exposures. No seasonal exposures, Delivery, or off premise catering. No Sushi restaurants. No BYOB. No night clubs; pyrotechnics; cabarets, comedy clubs; not open 24 hours; armed security, doorman/bouncer, or adult entertainment. No BYOB.
Restaurants with Liquor Sales Greater Than 30% With or Without Dance Floor	16916	Ineligible	✖	✖	✖	✖	CPP (5)	Must comply with NFPA Code 96. TIPS program in place. Must have 3 years in business. No 24 hour exposures. No seasonal exposures, Delivery, or off premise catering. No Sushi restaurants. No BYOB. No night clubs; pyrotechnics; cabarets, comedy clubs; not open 24 hours; armed security, doorman/bouncer, or adult entertainment. No BYOB.
Restaurants with Liquor Sales Less Than 30% Without Dance Floor	16910	CPP	✔	✔	✔	✔	CPP (4)	Must comply with NFPA Code 96. TIPS program in place. Must have 3 years in business. No 24 hour exposures. No seasonal exposures. Commercial Auto Must schedule owned vehicles under Symbol 7. Other symbols not available. No delivery, or off premise catering. No BYOB.
Restaurantswith No Sale of Alcoholic Beverageswithout Table Service with Seating	16901	CPP	✔	✔	✔	✔	CPP (3)	Must comply with NFPA Code 96. Must have 3 years in business. No 24 hour exposures. No seasonal exposures. Commercial Auto Must schedule owned vehicles under Symbol 7. Other symbols not available. No delivery, or off premise catering. No Sushi restaurants. No BYOB.
Rigging - not ship or boat	98658	Ineligible	✖	✖	✖	✖	No
Rigging - ship or boat	98659	Ineligible	✖	✖	✖	✖	No
Roofing Commercial	98677	Ineligible	✖	✖	✖	✖	No
Roofing Residential	98678	Ineligible	✖	✖	✖	✖	No
Rubber Stamp Manufacturing or Assembling	58759	Ineligible	✖	✖	✖	✖	No
Sail Making	58822	Ineligible	✖	✖	✖	✖	No
Sales or Service Organizations	47367	Ineligible	✖	✖	✖	✖	CPP (2)
Salvage Operations	98698	Ineligible	✖	✖	✖	✖	No
Salvage Operations - removing, sorting, reconditioning and distributing of merchandise in damaged buildings and incidental operations away from such buildings	98699	Ineligible	✖	✖	✖	✖	No
Sand or Gravel Digging	98710	Ineligible	✖	✖	✖	✖	No
Sandblasting	98705	Ineligible	✖	✖	✖	✖	CPP (8)
Sandwich Shops	09071/ 11288	BOP / CPP	✔	✔	✖	✔	BOP / CPP (1)	No delivery. No deep fat frying, no grilling or frying. No Hired Non Owned Auto.
Saunas and Baths - Public	47420	Ineligible	✖	✖	✖	✖	No
Saw Mills or Planking Mills	58873	Ineligible	✖	✖	✖	✖	No
School Supply Stores and Wholesale	59999/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Schools	67512	Ineligible	✖	✖	✖	✖	No
Screen Printing-ALL	58408	CPP	✔	✔	✔	✔	BOP / CPP (1)
Secondhand or Salvage Dealers and Distributors	16881	Ineligible	✖	✖	✖	✖	No
Secretarial Service	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Security and Patrol Agencies	98751	Ineligible	✖	✖	✖	✖	No
Septic Tank Systems - installation, servicing or repair	98806	Ineligible	✖	✖	✖	✖	CPP (8)
Septic Tank Systems Cleaning	98805	CPP	✔	✔	✔	✔	CPP (8)
Sewage Disposal - Plant operations	98810	Ineligible	✖	✖	✖	✖	No
Sewer Cleaning	98813	Ineligible	✖	✖	✖	✖	No
Sewer Mains or Connections Construction	98820	Ineligible	✖	✖	✖	✖	No
Sewing Machines and Accessories	57223/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental, household only, less than 25% repair, no vacuum cleaner sales.
Sewing Machines and Accessories - Wholesale	58903	CPP	✔	✔	✔	✔	CPP (1)
Sewing Supplies and Wholesale	57223/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Shaft Sinking	98871	Ineligible	✖	✖	✖	✖	No
Sheet Metal Work - Shop Only	58922	CPP	✔	✔	✔	✔	CPP (1)
Sheet Metal Work Outside	98884	CPP	✔	✔	✔	✔	CPP (8)	Duct work in connection with the installation of air conditioning or heating systems by the insured shall be separately classified and rated under the appropriate "Air Conditioning or Heating installation, servicing or repair" classification
Shelters, Mission, Settlement or Halfway Houses - Not Church or Office Buildings	67017	Ineligible	✖	✖	✖	✖	No
Ship Ceiling or Scaling	98914	Ineligible	✖	✖	✖	✖	No
Ship Chandler Stores	18078	CPP	✔	✔	✔	✔	CPP (1)
Ship Repair or Conversion	98949	Ineligible	✖	✖	✖	✖	No
Shoe Repairing	71926/ 18109	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Shoe Stores separately rated
Shoe Stores and Wholesale	56613/ 18110	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including Repair.
Shopping Centers - Buildings or Premises Not Occupied by the Insured - Lessors Risk Only	67635	CPP	✔	✔	✔	✔	CPP (7)	Strip Mall type only.
Shopping Centers - Indoor Malls-Buildings or Premises Not Occupied by the Insured - Lessors Risk Only	67634	CPP	✔	✔	✔	✔	CPP (7)
Siding Installation	98967	CPP/SKP	✔	✔	✔	✔	CPP (8)	Wood siding installation shall be separately classified and rated as Carpentry - 91340. Ineligible: Exterior work over 3 stories Roofing unless classed separately Exterior cleaning of building (power washing) unless classed separately Hazardous materials abatement
Sign Erection, Installation or Repair	98993	CPP	✔	✔	✔	✔	CPP (8)	Use of cherry pickers or cranes to hang signs by or above highways - Ineligible
Sign Manufacturing - Electrical	59057	Ineligible	✖	✖	✖	✖	No
Sign Manufacturing NOC	59058	Ineligible	✖	✖	✖	✖	No
Sign Painting or Lettering Inside of buildings	99003	CPP	✔	✔	✔	✔	CPP (8)
Sign Painting or Lettering on Buildings or Structures	99004	CPP	✔	✔	✔	✔	CPP (8)
Skating Rink - ALL	48177 & 48178	Ineligible	✖	✖	✖	✖	No
Snow and Ice Removal - contractor	99310	Ineligible	✖	✖	✖	✖	No
Social Gatherings and Meetings - On Premises Not Owned or Operated by Insured	48558	Ineligible	✖	✖	✖	✖	CPP (2)
Social Services - Consulting Services Only - Operated by a Private Sector	48600	Ineligible	✖	✖	✖	✖	CPP (2)
Solar Energy Contractors	99080	CPP	✔	✔	✔	✔	CPP (8)	The following shall be separately classified and rated: Insulation of buildings or dwelling Sales of solar heating/energy equipment
Solar Energy Farms	99081	Ineligible	✖	✖	✖	✖	No
Solar Energy Systems - Existence Hazard only (lessor's risk only)	97502	Ineligible	✖	✖	✖	✖	No
Solar Energy Systems - Existence Hazard only (owner-operated)	97501	Ineligible	✖	✖	✖	✖	No
Souvenir Shops and Wholesale	59994/ 18911	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No outdoor cart vendors.
Spas or Personal Enhancement Facilities	18200	Ineligible	✖	✖	✖	✖	No
Sporting Goods or Athletic Equipment Distributors	18205	Ineligible	✖	✖	✖	✖	CPP (2)
Sporting Goods-Retail	59526/ 18206	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Stables Boarding, livery or racing	99111	Ineligible	✖	✖	✖	✖	No
Stationery or Paper Products Stores	18335	CPP	✔	✔	✔	✔	CPP (1)
Stationery Stores	59435/ 13506	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Steam Heating or Steam Power Companies	99160	Ineligible	✖	✖	✖	✖	No
Steam Mains or Connections Construction	99163	Ineligible	✖	✖	✖	✖	No
Steam Pipe or Boiler Insulation	99165	Ineligible	✖	✖	✖	✖	No
Stereo and Hi-Fi Equipment	57326/ 11160	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% repair, leasing or rental.
Stereo and Hi-Fi Equipment (Service and Repair) and Wholesale	71921/ 99650	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Burglar Alarm required
Stevedoring - Ineligible Classes	99220	Ineligible	✖	✖	✖	✖	No	Ineligible Codes: 99220, 99221, 99222, 99223
Stone Cutting or Polishing	59482	CPP	✔	✔	✔	✔	CPP (1)
Stores - Food or Drink NOC	18438	CPP	✔	✔	✔	✔	CPP (2)
Stores - No Food or Drink NOC	18437	CPP	✔	✔	✔	✔	CPP (1)
Street Cleaning	99303	CPP	✔	✔	✖	✔	CPP (8)	Snow removal - Ineligible
Street or Road Construction or Reconstruction	99315	Ineligible	✖	✖	✖	✖	CPP (8)
Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping	99321	Ineligible	✖	✖	✖	✖	CPP (8)
Subway Construction	99445	Ineligible	✖	✖	✖	✖	No
Sun Tanning Salons	48808	Ineligible	✖	✖	✖	✖	CPP (2)
Supermarkets	18501	Ineligible	✖	✖	✖	✖	CPP (2)	Up to maxium of 10,000 sq. ft.
Surveyors - land - not engaged in actual construction	99471	Ineligible	✖	✖	✖	✖	CPP (8)
Swimming Pools	48925	Ineligible	✖	✖	✖	✖	No
Swimming Pools - Commercial Operated	48924	Ineligible	✖	✖	✖	✖	No
Swimming Pools - installation, servicing or repair - below ground	99507	Ineligible	✖	✖	✖	✖	CPP (8)
Swimming Pools Installation or repair Above ground	99506	CPP	✔	✔	✔	✔	CPP (8)	No below ground work other than preparing ground for pool
Swimming Pools Servicing	99505	CPP	✔	✔	✔	✔	CPP (8)
Tailor or Dressmaking Establishments - Custom	71961/ 18507	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Tank Building or Manufacturing -Metal	59660 & 59661	Ineligible	✖	✖	✖	✖	No
Tank Construction, Installation, Erection or Repair - metal - not pressurized	99570	Ineligible	✖	✖	✖	✖	No
Tank Construction, Installation, Erection or Repair - metal - not pressurized - within buildings exclusively	99572	Ineligible	✖	✖	✖	✖	No
Tank Construction, Installation, Erection or Repair - metal - pressurized	99571	Ineligible	✖	✖	✖	✖	No
Tank Construction, Installation, Erection or Repair - metal - pressurized - within buildings exclusively	99573	Ineligible	✖	✖	✖	✖	No
Tattoo Parlors	18570	Ineligible	✖	✖	✖	✖	CPP (2)
Taxicab companies	68001	Ineligible	✖	✖	✖	✖	No
Taxidermists	71976	CPP	✔	✔	✔	✔	CPP (1)
Telecommunication Equipment Providers	18575	Ineligible	✖	✖	✖	✖	CPP (2)
Telecommunication Service Providers	99600	Ineligible	✖	✖	✖	✖	CPP (2)
Telegraph Companies	99614	Ineligible	✖	✖	✖	✖	No
Telephone Answering Services	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	See also Answering Services. No Telemarketing.
Telephone Stores Incl. Wholesale	59999/ 11160	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Telephone, Telegraph or Cable Television Line Construction	99613	Ineligible	✖	✖	✖	✖	No
Teleproduction Studios	99620	Ineligible	✖	✖	✖	✖	CPP (8)
Television or Radio Installation or Repair	71921/ 99650	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No installation in automobiles.
Television or Radio Receiving Set Installation or Repair	99650	Ineligible	✖	✖	✖	✖	CPP (8)
Tent or Canvas Goods - erection, removal or repair - away from shop	99709	Ineligible	✖	✖	✖	✖	No
Tents or Canopies - Loaned or Rented to Others	49111	Ineligible	✖	✖	✖	✖	No
Textile Products Manufacturing - Fabricated	59725	Ineligible	✖	✖	✖	✖	No
Textile Spinning, Weaving or Knitting Mills	59726	Ineligible	✖	✖	✖	✖	No
Theaters	49184	Ineligible	✖	✖	✖	✖	No
Theatrical Companies - traveling	99718	Ineligible	✖	✖	✖	✖	No
Ticket Agencies	68439	CPP	✔	✔	✔	✔	CPP (1)
Tile (Ceramic) Dealers and Wholesale	59999/ 12797	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Tile Stores and Wholesale	59999/ 12805	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Tile, Stone, Marble, Mosaic or Terrazzo Work - interior construction	99746	CPP/SKP	✔	✔	✔	✔	CPP (1)	Exterior construction work shall be separately classified and rated as Masonry 97447. Ineligible: New residential construction - Except for custom homes (no tract home developments)
Tire Dealers	18161	Ineligible	✖	✖	✖	✖	No
Tobacco Products Stores or Distributors	18707 & 18708	Ineligible	✖	✖	✖	✖	No
Tobacco Rehandling or Warehousing	99760	Ineligible	✖	✖	✖	✖	No
Tobacconists	59906	Ineligible	✖	✖	✖	✖	No
Tool Manufacturing Accessories-ALL	59781 thru 4	Ineligible	✖	✖	✖	✖	No
Townhouses or Similar Associations (Association Risk Only)	68500	CPP	✔	✔	✔	✔	CPP (1)	2 units or more.
Toy Stores Or Distributors	18833 & 18834	Ineligible	✖	✖	✖	✖	No
Toys or Games Manufacturing	59790	Ineligible	✖	✖	✖	✖	No
Trailer Dealer	19795	Ineligible	✖	✖	✖	✖	No
Trailer Rental	19796	Ineligible	✖	✖	✖	✖	No
Travel Agencies	65121/ 49333	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No tours sponsored. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating	99777	Ineligible	✖	✖	✖	✖	CPP (8)
Trophy Stores and Dealers and Wholesale	59996/ 18911	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including engraving.
Tropical Fish	59997/ 16403	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No dangerous fish. No wholesale.
Truckers	99793	Ineligible	✖	✖	✖	✖	CPP (8)
Tunneling	99798	Ineligible	✖	✖	✖	✖	No
Typing Service	65121/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Underpinning Buildings or Structures	99803	Ineligible	✖	✖	✖	✖	No
Uniforms (Including Supplies)	53983/ 11126	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including rentals. No laundering or dry cleaning for others.
Upholstering	99826	CPP	✔	✔	✔	✔	CPP (1)
Upholstering - shop only	99827	CPP	✔	✔	✔	✔	CPP (1)
Upholstery Fabrics	56311/ 12510	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 10% upholstering, no contracting.
Vacant Buildings - factories	68604	Ineligible	✖	✖	✖	✖	No
Vacant Buildings - Not Factories	68605	Ineligible	✖	✖	✖	✖	No
Vacant Buildings - not factories - Not-For-Profit only	68607	Ineligible	✖	✖	✖	✖	No
Vacant Buildings - not factories - Other than Not-For-Profit	68606	Ineligible	✖	✖	✖	✖	No
Vacant Land	49451	Ineligible	✖	✖	✖	✖	No	Incidental exposure only.
Vacuum Cleaner Stores	57224/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental, less than 25% repair.
Vacuum Cleaner Stores - Wholesale	57224/ 10040	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Variety Store	53989/ 18911	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Variety Stores - Other Than Not For Profit	18911	CPP	✔	✔	✔	✔	CPP (1)
Vending Machine Operations - Confection, Food, Beverage, or Ice	49617	CPP	✔	✔	✖	✔	CPP (1)
Vending Machine Operations - Tobacco Products	49618	Ineligible	✖	✖	✖	✖	No
Vending Machine Operations, NOC	49619	CPP	✔	✔	✖	✔	CPP (1)
Venetian Blind and Wholesale	53989/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Venetian Blinds Manufacturing or Assembling	59917	CPP	✔	✔	✔	✔	CPP (1)
Vertical Blinds	53989/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including installation.
Veterinarians - or Veterinary Hospitals	65198/ 99851	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Professional Liability Coverage is available for BOP only. No Kennels, no breeding, no surgery on valuable race or show horses or other prize animals, minor surgical procedures only. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Video Recorders, Players and Wholesale	57338/ 18920	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Including service and repair.
Video Stores and Wholesale	57338/ 18920	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No adult Video Stores. No 24 hour stores.
Vitamin, Food Supplements, and Wholesale	59999/ 13720	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Wallpaper and Wall Coverings	75691/ 15991	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% installation.
Warehouses - occupied by multiple interests (lessor's risk only)	68702	Ineligible	✖	✖	✖	✖	No
Warehouses - occupied by single interest (lessor's risk only)	68703	Ineligible	✖	✖	✖	✖	No
Warehouses - private - Not-For-Profit only	68707	Ineligible	✖	✖	✖	✖	No
Warehouses - private - Other than Not-For-Profit	68706	Ineligible	✖	✖	✖	✖	No
Warehouses	99938	Ineligible	✖	✖	✖	✖	No
Washing Machines and Dryers - Dealers	57224/ 10040	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Household type only. Less than 25% installation or repair.
Watch Dealers (Including Service and Repair)	18434/ 14655	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Water Companies	99943	Ineligible	✖	✖	✖	✖	No
Water Companies (Bottled and Bulk) - Retail or Wholesale	59927	Ineligible	✖	✖	✖	✖	No
Water Filtration and Purification	74111	CPP	✔	✔	✔	✔	CPP (1)	Household only. Less than 15% chemical sales.
Water Mains or Connections Construction	99946	Ineligible	✖	✖	✖	✖	No
Water Softening and Conditioning Equipment (Including Service and Supplies)	74111/ 99948	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
Water Softening Equipment - Rented to Others	19051	Ineligible	✖	✖	✖	✖	CPP (2)
Water Softening Equipment Installation, service or repair	99948	CPP	✔	✔	✔	✔	CPP (8)	The following shall be separately classified and rated: Sales of water softening chemicals Sales of Water Softening Equipment which is not to be used in connection with the insured's installation, service or repair operations, as Plumbing Supplies and Fixtures Dealers and Distributors
Waterproofing	99955	Ineligible	✖	✖	✖	✖	CPP (8)
Waterproofing - by pressure apparatus	99952	Ineligible	✖	✖	✖	✖	CPP (8)
Waterproofing - by trowel - exterior	99953	Ineligible	✖	✖	✖	✖	CPP (8)
Waterproofing - by trowel - interior or insulation work	99954	Ineligible	✖	✖	✖	✖	CPP (8)
Web Site Designers	96930	Ineligible	✖	✖	✖	✖	CPP (8)
Weighers, Samplers or Inspectors of Merchandise - on vessels or docks or at railway stations or warehouses	99963	Ineligible	✖	✖	✖	✖	No
Welding or Cutting	99969	CPP	✔	✔	✔	✔	CPP (8)	Ineligible: Work in connection with demolition jobs Work in connection with the erection of iron or steel frame structures or bridges If welding is done for the auto industry including trailer hitches
Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing	59947	Ineligible	✖	✖	✖	✖	No
Wigs and Hairpieces	59993/ 59955	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No hair implants.
Wind Farms - off shore	99083	Ineligible	✖	✖	✖	✖	No
Wind Farms - on-shore	99082	Ineligible	✖	✖	✖	✖	No
Wind Tubines - Existence Hazard only (owner-operated)	97503	Ineligible	✖	✖	✖	✖	No
Wind Turbine Contractors - Installation, Service or Repair - off-shore	99085	Ineligible	✖	✖	✖	✖	No
Wind Turbine Contractors - Installation, Service or Repair - on-shore	99084	Ineligible	✖	✖	✖	✖	No
Wind Turbines - Existence Hazard only (lessor's risk only)	97504	Ineligible	✖	✖	✖	✖	No
Window Cleaning	99975	CPP	✔	✔	✔	✔	CPP (8)	Exterior - No more than 3 stories
Window Decorating	49840	CPP	✔	✔	✔	✔	CPP (1)
Window Shades and Blinds	57224/ 18437	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% Commercial; less than 25% installation. Class 1.
Wire Cloth Manufacturing	59970	Ineligible	✖	✖	✖	✖	No
Wire Drawing	59973	Ineligible	✖	✖	✖	✖	No
Wire Goods Manufacturing, NOC	59975	Ineligible	✖	✖	✖	✖	No
Wood Products Manufacturing, NOC	59985	Ineligible	✖	✖	✖	✖	No
Wood Turned Products Manufacturing, NOC	59986	Ineligible	✖	✖	✖	✖	No
Word Processing Equipment & Supplies	74111/ 91555	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	Less than 25% rental.
Word Processing Services	65198/ 61224	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No Telemarketing. Commercial Auto Do not offer HNOA (Symbols 8 & 9) unless there is a scheduled auto registered in the name of the insured on the policy.
Wrecking - buildings or structures	99986	Ineligible	✖	✖	✖	✖	No
Wrecking - dismantling of prefabricated dwellings not exceeding three stories for reerection	99987	Ineligible	✖	✖	✖	✖	No
Wrecking - marine	99988	Ineligible	✖	✖	✖	✖	No
Yarn	56311/ 12510	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)
YMCA, YWCA or Similar Institution	49870	Ineligible	✖	✖	✖	✖	No
Yogurt Stores	09171/ 14401	BOP / CPP	✔	✔	✔	✔	BOP / CPP (1)	No cooking.
Youth Recreation Program	49890 & 49891	Ineligible	✖	✖	✖	✖	No
Zoos or Aquarium	49902 & 49903	Ineligible	✖	✖	✖	✖	No

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